Accident, Sickness and Unemployment Insurance.

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Freedom to Insure are a completely independent intermediary, and our team of fully-trained accident, sickness and unemployment specialists are here to find you, the customer, the most affordable, relevant ASU policy we can. Unlike many other companies, you only deal with us and once we’ve discussed your requirements and provided you with a tailored quote, it’s up to you if you want to proceed, with no pressure and no hard sell.

Accident, Sickness and Unemployment Cover

Although we’d all like to think that our jobs provide us with safety and security, the reality is that none of us can really be sure what lies around the corner. In the current financial climate, the possibility of redundancy exists across all sectors. Accidents can happen and illnesses can strike at any time. Accident, sickness and unemployment plans, or ASU policies, exist as a short-term solution to bridge the financial gap in case any scenario occurs that could see you out of work.

ASU plans pay out for a maximum of twelve months or until the insured returns to work. The policy holder is eligible to claim monthly payments after an allotted period of time since the policy holder has been made redundant or signed off work has passed.

All accident, sickness and unemployment plans have a few standard exclusions, which are detailed here. It is important you are aware of these before selecting this particular product, so please consider all of the policy conditions before making a final decision on its suitability.

We work with a wide range of insurance providers, including Legal & General, British Insurance and Aviva, so get in touch today for an affordable quote.

For more detailed information on ASU insurance, see our page entitled what is accident, sickness and unemployment insurance? To get a free quote, just fill in the simple form at the top of this page, fill in the enquiry form on our contact us page, call us on 0800 288 9151 or send an email to

ASU Explained. ASU Cover Explained