Why should I get independent mortgage advice?

The process of getting a mortgage can be long winded and confusing. But, the whole process can be made that bit easier with some independent mortgage advice. There are many reasons why you should consider getting some independent mortgage advice. We have listed some benefits that can help you decide whether it is the right choice for you.

In depth knowledge

Firstly, any independent mortgage broker will have an in depth and up to date knowledge of the market. So, they are in a better position to recommend the right mortgage for you and your situation.


Similarly, as the name suggests, independent mortgage advisors are not usually tied to any single bank or building society. While you must be offered mortgage advice from your bank or building society, they are more likely to be biased in favour of themselves and their products. With some independent mortgage advice, you can gain knowledge of mortgages across more of the market.

Financial checks

Most independent mortgage advisors will be able to check your finances for you. The benefit of this is that they can then see if you can afford a mortgage, and which will be best for your financial situation. This takes out the guesswork and makes your next steps clear!

They complete the paperwork

Another benefit of independent mortgage advisors is that most will do all of the mortgage paperwork for you. So, you’ll have one less thing to worry about, and can instead focus on other things in the lead up to buying your new home!

Exclusive deals

Finally, lots of independent mortgage advisors will be able to offer exclusive deals that are not available anywhere else. As a result, you have even more chance of securing a mortgage that is right for you and offers the best deal!

It is important to choose your mortgage and mortgage provider carefully- after all, it is one of the most important financial decisions you can make! Having some independent mortgage advice can help take the stress out of this decision and make sure you’re getting the right mortgage for you. Give us a call to find out how we can help you on your path to getting a mortgage today!